Totally Free Checking
Check us out for value.
When you open a checking account, you expect great service, dependability and value. At Valley Bank, that's what you'll get. Our Totally Free Checking accounts really are free - free of strings like minimum balances or hidden weekly, monthly or annual fees. We also have three great interest-bearing personal accounts to suit your individual needs. Plus, for those larger businesses with higher account activity we have a solution for you- Business Analysis Checking.
When you open your new account, you’ll get something else: a free gift to say ‘Thank You.’ We’ll also buy back your old checks and debit card from another financial institution, and apply up to a $25 credit to your new account.
| Account | Opening Deposit | Minimum Balance to Avoid Service Charges | Monthly Service Charge | Unlimited Check Writing | Interest Bearing |
|---|---|---|---|---|---|
| Totally Free Personal Checking | $0 | $0 | $0 | Yes | No |
| Totally Free Business Checking | $0 | $0 | $0 | N/A | No |
Account Details
Totally Free Personal Checking
- No minimum balance
- No monthly service charge
- Unlimited check writing
- Non-Interest bearing account
- Customer purchases checks
- Fee schedule
Totally Free Business Checking
- No minimum balance
- No Monthly Service Charge
- 3,000 items per month – includes debits, credits and deposited items
- If account items exceed 3000 per month, the account may be changed to another account type.
- Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE.
- Fee Schedule
Every new personal checking account includes:
- FREE Standard VISA® Debit Card
- FREE Online Banking & Bill Pay
- FREE Mobile Banking with Mobile Check Deposit
- FREE eStatements with online check images
- FREE Check Images with statements
- FREE Thank you gift
- Buy back of your unused checks and debit cards from another financial institution