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Valley Bank
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Personal Savings

 

Savings that really add up.

Whatever you're saving for, whether it's a dream vacation, college tuition, retirement, everyday expenses, or future milestones, we're here to help you every step of the way. Our team is ready to welcome you into any of our branch locations, where you can sit down with a knowledgeable banker, discuss your goals, and find the savings account that's right for you. With a variety of savings options designed to fit your needs, achieving your financial goals can feel more simple and rewarding. Visit a branch in person to get started, or open your account online whenever it's most convenient for you!

Personal Savings 

Realize your savings goals with a personal account that offers a competitive interest rate on your balance.

Money Market Accounts

Looking for more from your savings? Get more with a money market account

Certificates of Deposit 

Accounts available with competitive interest rates and a variety of terms to meet your needs.

Health Savings Account

Enables you to pay for qualified current health expenses and save for future medical expenses.

Want to compare these accounts side by side?

Savings Account Comparison

Account Details 

Personal Savings Account

  • Only $2 monthly service charge if minimum balance falls below $100
  • Enjoy unlimited deposits, in-lobby withdrawals and ATM access
  • Your personal savings account may be insured by the FDIC
  • Have a friend or family member under the age of 18? We offer a FREE savings account for them as well.
  • Link your Personal Savings account to your checking account to cover your overdrafts. We'll transfer from your designated Personal Savings account to avoid any overdraft fees.
  • Interest rates may change after opening of account
  • Fees may reduce earnings on individual accounts
  • Fee Schedule 

Money Market Account

  • Only $10 monthly service charge if minimum balance falls below $2,500 during your statement cycle
  • Enjoy unlimited deposits, in-lobby withdrawals and ATM access
  • Your money market savings account may be insured by the FDIC
  • Earn a higher return from larger balances with tiered interest rates
  • Interest rates may change after opening of account
  • Fees may reduce earnings
  • Fee Schedule 

Certificates of Deposit 

  • $500 minimum opening deposit
  • Your Certificate of Deposit may be insured by the FDIC
  • Earn a higher return for larger balances
  • Interest rates may change after renewal
  • Penalties may apply for early disclosure
  • Fee Schedule 

Health Savings Account 

  • No minimum opening deposit
  • No minimum balance
  • No service charges
  • Variable interest rate account that earns competitive interest
  • Free VISA® Debit Card
  • Available with a qualifying High Deductible Health Plan (HDHP) – please consult a High Deductible Health Plan provider regarding eligibility and contribution/distribution requirements.
  • Unused funds are retained and not forfeited at year-end as with some flexible spending accounts
  • Fee Schedule 
 
Proudly serving the communities of Helena, East Helena, Butte, Anaconda, and Whitehall.