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Valley Bank
Online Banking Access

Real Estate Lenders

We'll Bring you Home!

Whether your growing, downsizing or starting from scratch, our lenders aren't just here to help you with a transaction. We're here to help you realize your dreams. 
 
Ryan Cobb
Ryan Cobb, VP Real Estate Loan Manager
NMLS #613972
406-495-2535
Email Ryan
About Ryan
Lisa Pickens
Lisa Pickens, VP Real Estate Lender
NMLS #613976
406-495-2527
 
  
Stephanie Chambers | Personal Banker | Personal Loan | Assistant Branch Manager
Stephanie Chambers, AVP Real Estate Lender
NMLS #1203426
406-495-2577
Not ready for a home loan? 
 
 
Conventional Mortgages
Not guaranteed or insured by any government agency. Offers longer repayment terms, fixed rate options and down-payment requirements as low as 3%. 
 
VA Loans
Are you a service member, veteran or spouse of a service member? VA loans are mortgage loans available through the U.S. Department of Veterans Affairs to attain affordable housing. 
Rural Development Loans
RD loans are designed to serve buyers in identified rural areas. These loans are guaranteed by the US Department of Agriculture (USDA). 
Federal Housing Authority Loans
FHA loans are federally-backed and provided by an FHA approved lender. Typically with lower down-payment requirements and more flexible with regard to credit score.
To learn more about all our Real Estate lending options click the link below. 
*Proudly serving the communities of Helena, East Helena, Montana City, Clancy, Wolf Creek, Boulder, Marysville and surrounding areas.